Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$71,187	$71,187	$211,500
Remaining term (yrs)	13.5	13.5	30.0
Secondary amount	$0	$140,313	$0
Funding fee	$0	$0	$0
Note rate	4.970%	4.970%	7.400%
Blended rate	5.820%	7.266%	7.640%
1st payment	$598.91	$598.91	$1,464.38
2nd payment	$0.00	$935.42	$0.00
Taxes / mo	$74.56	$74.56	$74.56
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$79.30	$79.30	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$902.76	$1,838.18	$1,731.24
Cash to close	$163,813	$23,500	$23,500