Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$32,304	$32,304	$98,999
Remaining term (yrs)	10.0	10.0	30.0
Secondary amount	$0	$66,695	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.350%	8.462%	7.640%
1st payment	$364.65	$364.65	$685.45
2nd payment	$0.00	$500.21	$0.00
Taxes / mo	$209.83	$209.83	$209.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$40.87	$40.87	$19.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$765.35	$1,265.56	$1,065.08
Cash to close	$77,695	$11,000	$11,000