Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$214,480$214,480$288,000
Remaining term (yrs)23.723.730.0
Secondary amount$0$73,520$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%5.217%7.640%
1st payment$1,058.37$1,058.37$1,994.05
2nd payment$0.00$551.40$0.00
Taxes / mo$278.08$278.08$278.08
Insurance / mo$150.00$150.00$150.00
MI / mo$176.23$176.23$57.60
HOA / mo$95.00$95.00$95.00
Total monthly$1,757.68$2,309.08$2,574.74
Cash to close$105,520$32,000$32,000