Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$192,342	$192,342	$265,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$73,158	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.240%	7.640%
1st payment	$914.31	$914.31	$1,838.27
2nd payment	$0.00	$548.68	$0.00
Taxes / mo	$267.91	$267.91	$267.91
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$154.40	$154.40	$53.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,486.62	$2,035.30	$2,309.28
Cash to close	$102,658	$29,500	$29,500