Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$283,576	$283,576	$314,055
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$30,479	$0
Funding fee	$0	$0	$0
Note rate	5.410%	5.410%	7.400%
Blended rate	6.260%	6.526%	7.640%
1st payment	$1,692.53	$1,692.53	$2,174.45
2nd payment	$0.00	$228.60	$0.00
Taxes / mo	$469.95	$469.95	$469.95
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$213.26	$213.26	$62.81
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,525.74	$2,754.34	$2,857.22
Cash to close	$65,374	$34,895	$34,895