Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$328,435$328,435$445,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$117,065$0
Funding fee$0$0$0
Note rate7.880%7.880%7.400%
Blended rate8.430%8.317%7.640%
1st payment$2,464.15$2,464.15$3,084.55
2nd payment$0.00$780.43$0.00
Taxes / mo$430.92$430.92$430.92
Insurance / mo$166.67$166.67$166.67
MI / mo$155.69$155.69$89.10
HOA / mo$66.67$66.67$66.67
Total monthly$3,284.09$4,064.52$3,837.91
Cash to close$166,565$49,500$49,500