Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$294,341$294,341$322,200
Remaining term (yrs)25.625.630.0
Secondary amount$0$27,859$0
Funding fee$0$0$0
Note rate4.980%4.980%7.400%
Blended rate5.830%6.104%7.640%
1st payment$1,692.14$1,692.14$2,230.85
2nd payment$0.00$208.94$0.00
Taxes / mo$420.39$420.39$420.39
Insurance / mo$150.00$150.00$150.00
MI / mo$223.79$223.79$64.44
HOA / mo$0.00$0.00$0.00
Total monthly$2,486.31$2,695.25$2,865.68
Cash to close$63,659$35,800$35,800