Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$203,582$203,582$274,500
Remaining term (yrs)21.421.430.0
Secondary amount$0$70,918$0
Funding fee$1,018$1,018$0
Note rate4.220%4.220%7.400%
Blended rate4.220%5.455%7.640%
1st payment$1,201.74$1,201.74$1,900.58
2nd payment$0.00$531.89$0.00
Taxes / mo$178.25$178.25$178.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.90
HOA / mo$390.00$390.00$390.00
Total monthly$1,919.99$2,451.88$2,673.73
Cash to close$101,418$30,500$30,500