Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$296,713	$296,713	$314,100
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$34,837	$0
Funding fee	$1,484	$1,484	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.350%	6.931%	7.640%
1st payment	$1,864.02	$1,864.02	$2,174.76
2nd payment	$0.00	$344.74	$0.00
Taxes / mo	$6.67	$6.67	$6.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,020.69	$2,365.43	$2,394.25
Cash to close	$52,287	$17,450	$34,900