Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$285,517$285,517$585,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$299,483$0
Funding fee$1,428$1,428$0
Note rate2.870%2.870%7.400%
Blended rate2.870%5.368%7.640%
1st payment$1,331.69$1,331.69$4,050.42
2nd payment$0.00$1,934.16$0.00
Taxes / mo$70.29$70.29$70.29
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$41.67$41.67$41.67
Total monthly$1,610.32$3,544.48$4,446.05
Cash to close$364,483$65,000$65,000