Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$183,755	$183,755	$211,500
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$27,745	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	4.413%	7.640%
1st payment	$859.01	$859.01	$1,464.38
2nd payment	$0.00	$208.09	$0.00
Taxes / mo	$271.57	$271.57	$271.57
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.75	$146.75	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,427.34	$1,635.43	$1,928.26
Cash to close	$51,245	$23,500	$23,500