Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,327$369,000
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$2,042$0
Note rate7.800%7.400%
Blended rate7.800%7.640%
1st payment$3,019.41$2,554.88
2nd payment$0.00$0.00
Taxes / mo$279.87$279.87
Insurance / mo$150.00$150.00
MI / mo$0.00$73.80
HOA / mo$10.83$10.83
Total monthly$3,460.11$3,069.38
Cash to close$1,673$41,000