Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,615	$187,615	$378,000
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$190,385	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	6.312%	7.640%
1st payment	$1,020.21	$1,020.21	$2,617.20
2nd payment	$0.00	$1,269.24	$0.00
Taxes / mo	$526.50	$526.50	$526.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.04	$156.04	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,852.75	$3,121.99	$3,369.30
Cash to close	$232,385	$42,000	$42,000