Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$271,744	$271,744	$378,000
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$106,256	$0
Funding fee	$0	$0	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	4.080%	5.182%	7.640%
1st payment	$1,363.56	$1,363.56	$2,617.20
2nd payment	$0.00	$708.37	$0.00
Taxes / mo	$584.18	$584.18	$584.18
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$222.49	$222.49	$75.60
HOA / mo	$147.67	$147.67	$147.67
Total monthly	$2,467.90	$3,176.27	$3,574.64
Cash to close	$148,256	$42,000	$42,000