Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$148,640$148,640$269,999
Remaining term (yrs)24.424.430.0
Secondary amount$0$121,359$0
Funding fee$0$0$0
Note rate3.020%3.020%7.400%
Blended rate3.870%5.726%7.640%
1st payment$716.08$716.08$1,869.42
2nd payment$0.00$809.06$0.00
Taxes / mo$312.50$312.50$312.50
Insurance / mo$150.00$150.00$150.00
MI / mo$120.00$120.00$54.00
HOA / mo$100.00$100.00$100.00
Total monthly$1,398.58$2,207.64$2,485.92
Cash to close$151,359$30,000$30,000