Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,385	$213,385	$575,820
Remaining term (yrs)	19.9	19.9	30.0
Secondary amount	$0	$362,435	$0
Funding fee	$0	$0	$0
Note rate	3.480%	3.480%	7.400%
Blended rate	4.330%	6.483%	7.640%
1st payment	$1,235.36	$1,235.36	$3,986.86
2nd payment	$0.00	$2,340.72	$0.00
Taxes / mo	$415.17	$415.17	$415.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$195.35	$195.35	$115.16
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,012.54	$4,353.27	$4,683.86
Cash to close	$426,415	$63,980	$63,980