Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$196,566	$196,566	$409,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$212,934	$0
Funding fee	$0	$0	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.910%	5.907%	7.640%
1st payment	$944.60	$944.60	$2,835.30
2nd payment	$0.00	$1,375.20	$0.00
Taxes / mo	$319.28	$319.28	$319.28
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$157.49	$157.49	$81.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,588.03	$2,963.23	$3,403.14
Cash to close	$258,434	$45,500	$45,500