Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$526,149$526,149$602,100
Remaining term (yrs)25.925.930.0
Secondary amount$0$75,951$0
Funding fee$2,631$2,631$0
Note rate5.410%5.410%7.400%
Blended rate5.410%5.863%7.640%
1st payment$3,144.92$3,144.92$4,168.82
2nd payment$0.00$569.63$0.00
Taxes / mo$737.08$737.08$737.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$120.42
HOA / mo$28.75$28.75$28.75
Total monthly$4,077.42$4,647.05$5,221.74
Cash to close$142,851$66,900$66,900