Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$179,570	$179,570	$297,000
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$117,430	$0
Funding fee	$0	$0	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	4.570%	5.926%	7.640%
1st payment	$958.21	$958.21	$2,056.37
2nd payment	$0.00	$782.87	$0.00
Taxes / mo	$268.00	$268.00	$268.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.10	$147.10	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,523.31	$2,306.17	$2,533.77
Cash to close	$150,430	$33,000	$33,000