Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$149,272	$149,272	$217,800
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$68,528	$0
Funding fee	$746	$746	$0
Note rate	3.400%	3.400%	7.400%
Blended rate	3.400%	5.162%	7.640%
1st payment	$769.38	$769.38	$1,508.00
2nd payment	$0.00	$513.96	$0.00
Taxes / mo	$203.88	$203.88	$203.88
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$43.56
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,123.26	$1,637.22	$1,905.45
Cash to close	$92,728	$24,200	$24,200