Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$93,764	$93,764	$269,910
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$176,146	$0
Funding fee	$0	$0	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	4.500%	6.784%	7.640%
1st payment	$559.02	$559.02	$1,868.80
2nd payment	$0.00	$1,174.31	$0.00
Taxes / mo	$332.33	$332.33	$332.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.56	$86.56	$53.98
HOA / mo	$170.00	$170.00	$170.00
Total monthly	$1,297.91	$2,472.22	$2,575.12
Cash to close	$206,136	$29,990	$29,990