Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$370,653	$370,653	$422,100
Remaining term (yrs)	29.4	29.4	30.0
Secondary amount	$0	$51,447	$0
Funding fee	$1,853	$1,853	$0
Note rate	4.740%	4.740%	7.400%
Blended rate	4.740%	5.259%	7.640%
1st payment	$1,943.62	$1,943.62	$2,922.54
2nd payment	$0.00	$385.85	$0.00
Taxes / mo	$134.00	$134.00	$134.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.42
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$2,264.28	$2,650.13	$3,327.62
Cash to close	$98,347	$46,900	$46,900