Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$1,528	$1,528	$193,500
Remaining term (yrs)	0.1	0.1	30.0
Secondary amount	$0	$191,972	$0
Funding fee	$0	$0	$0
Note rate	7.670%	7.670%	7.400%
Blended rate	8.520%	8.004%	7.640%
1st payment	$515.75	$515.75	$1,339.75
2nd payment	$0.00	$1,279.82	$0.00
Taxes / mo	$441.34	$441.34	$441.34
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$51.39	$51.39	$38.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,158.48	$2,438.30	$1,969.80
Cash to close	$213,472	$21,500	$21,500