Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$243,734	$243,734	$323,910
Remaining term (yrs)	29.4	29.4	30.0
Secondary amount	$0	$80,176	$0
Funding fee	$1,219	$1,219	$0
Note rate	6.060%	6.060%	7.400%
Blended rate	6.060%	6.788%	7.640%
1st payment	$1,479.57	$1,479.57	$2,242.69
2nd payment	$0.00	$601.32	$0.00
Taxes / mo	$235.07	$235.07	$235.07
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,864.64	$2,465.96	$2,692.54
Cash to close	$116,166	$35,990	$35,990