Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$185,733	$185,733	$260,999
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$75,266	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	5.670%	7.640%
1st payment	$966.39	$966.39	$1,807.11
2nd payment	$0.00	$564.49	$0.00
Taxes / mo	$412.53	$412.53	$412.53
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.01	$153.01	$52.20
HOA / mo	$56.00	$56.00	$56.00
Total monthly	$1,737.93	$2,302.42	$2,477.83
Cash to close	$104,266	$29,000	$29,000