Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$259,501	$259,501	$350,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$90,599	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	5.042%	7.640%
1st payment	$1,219.19	$1,219.19	$2,424.02
2nd payment	$0.00	$679.49	$0.00
Taxes / mo	$556.42	$556.42	$556.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$209.90	$209.90	$70.02
HOA / mo	$33.00	$33.00	$33.00
Total monthly	$2,168.51	$2,848.00	$3,233.46
Cash to close	$129,499	$38,900	$38,900