Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$65,803	$65,803	$517,500
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$451,697	$0
Funding fee	$0	$0	$0
Note rate	3.310%	3.310%	7.400%
Blended rate	4.160%	7.294%	7.640%
1st payment	$333.71	$333.71	$3,583.07
2nd payment	$0.00	$2,917.21	$0.00
Taxes / mo	$288.25	$288.25	$288.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$53.91	$53.91	$103.50
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$942.53	$3,859.75	$4,241.48
Cash to close	$509,197	$57,500	$57,500