Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$232,760	$232,760	$251,910
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$33,145	$0
Funding fee	$0	$0	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.890%	7.511%	7.640%
1st payment	$1,507.50	$1,507.50	$1,744.17
2nd payment	$0.00	$328.00	$0.00
Taxes / mo	$250.09	$250.09	$250.09
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.16	$111.16	$50.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,018.75	$2,346.75	$2,194.65
Cash to close	$47,140	$13,995	$27,990