Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$85,879	$85,879	$296,910
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$211,031	$0
Funding fee	$0	$0	$0
Note rate	3.970%	3.970%	7.400%
Blended rate	4.820%	6.903%	7.640%
1st payment	$527.79	$527.79	$2,055.74
2nd payment	$0.00	$1,362.91	$0.00
Taxes / mo	$136.94	$136.94	$136.94
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$78.59	$78.59	$59.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$893.32	$2,256.23	$2,402.07
Cash to close	$244,021	$32,990	$32,990