Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$252,421	$252,421	$558,000
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$305,579	$0
Funding fee	$1,262	$1,262	$0
Note rate	3.880%	3.880%	7.400%
Blended rate	3.880%	5.999%	7.640%
1st payment	$1,458.62	$1,458.62	$3,863.48
2nd payment	$0.00	$1,973.53	$0.00
Taxes / mo	$41.92	$41.92	$41.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.60
HOA / mo	$23.67	$23.67	$23.67
Total monthly	$1,690.88	$3,664.41	$4,207.33
Cash to close	$367,579	$62,000	$62,000