Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$183,471	$183,471	$301,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$118,029	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.414%	7.640%
1st payment	$878.68	$878.68	$2,087.53
2nd payment	$0.00	$786.86	$0.00
Taxes / mo	$317.83	$317.83	$317.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.53	$149.53	$60.30
HOA / mo	$441.00	$441.00	$441.00
Total monthly	$1,937.05	$2,723.91	$3,056.66
Cash to close	$151,529	$33,500	$33,500