Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$164,260	$164,260	$652,500
Remaining term (yrs)	17.6	17.6	30.0
Secondary amount	$0	$488,240	$0
Funding fee	$821	$821	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.030%	6.814%	7.640%
1st payment	$1,080.84	$1,080.84	$4,517.78
2nd payment	$0.00	$3,153.22	$0.00
Taxes / mo	$308.25	$308.25	$308.25
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$130.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,605.76	$4,758.97	$5,173.19
Cash to close	$560,740	$72,500	$72,500