Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$94,408	$94,408	$184,500
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$90,092	$0
Funding fee	$0	$0	$0
Note rate	4.330%	4.330%	7.400%
Blended rate	5.180%	7.045%	7.640%
1st payment	$560.29	$560.29	$1,277.44
2nd payment	$0.00	$675.69	$0.00
Taxes / mo	$115.80	$115.80	$115.80
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$79.91	$79.91	$36.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$906.00	$1,581.69	$1,580.14
Cash to close	$110,592	$20,500	$20,500