Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$244,823$244,823$287,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$42,277$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%4.472%7.640%
1st payment$1,135.52$1,135.52$1,987.82
2nd payment$0.00$317.08$0.00
Taxes / mo$527.83$527.83$527.83
Insurance / mo$150.00$150.00$150.00
MI / mo$194.74$194.74$57.42
HOA / mo$15.00$15.00$15.00
Total monthly$2,023.09$2,340.17$2,738.08
Cash to close$74,177$31,900$31,900