Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$958,577	$958,577	$967,500
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$62,673	$0
Funding fee	$4,793	$4,793	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.830%	7.640%
1st payment	$6,189.21	$6,189.21	$6,698.77
2nd payment	$0.00	$620.20	$0.00
Taxes / mo	$16.83	$16.83	$16.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$193.50
HOA / mo	$83.00	$83.00	$83.00
Total monthly	$6,505.71	$7,125.91	$7,208.77
Cash to close	$116,423	$53,750	$107,500