Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$502,235	$502,235	$535,500
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$33,265	$0
Funding fee	$0	$0	$0
Note rate	6.300%	6.300%	7.400%
Blended rate	6.850%	6.984%	7.640%
1st payment	$3,135.78	$3,135.78	$3,707.69
2nd payment	$0.00	$249.49	$0.00
Taxes / mo	$276.58	$276.58	$276.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$232.20	$232.20	$107.10
HOA / mo	$9.58	$9.58	$9.58
Total monthly	$3,820.81	$4,070.30	$4,267.62
Cash to close	$92,765	$59,500	$59,500