Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$60,641	$60,641	$337,500
Remaining term (yrs)	37.0	37.0	30.0
Secondary amount	$0	$276,859	$0
Funding fee	$0	$0	$0
Note rate	7.120%	7.120%	7.400%
Blended rate	7.670%	7.736%	7.640%
1st payment	$387.50	$387.50	$2,336.78
2nd payment	$0.00	$1,788.05	$0.00
Taxes / mo	$150.58	$150.58	$150.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$28.18	$28.18	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$716.26	$2,504.31	$2,704.87
Cash to close	$314,359	$37,500	$37,500