Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$604,732$604,732$697,410
Remaining term (yrs)29.229.230.0
Secondary amount$0$92,678$0
Funding fee$3,024$3,024$0
Note rate6.220%6.220%7.400%
Blended rate6.220%6.589%7.640%
1st payment$3,740.73$3,740.73$4,828.73
2nd payment$0.00$695.09$0.00
Taxes / mo$390.50$390.50$390.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$139.48
HOA / mo$75.00$75.00$75.00
Total monthly$4,422.89$5,117.98$5,650.37
Cash to close$170,168$77,490$77,490