Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$344,647$344,647$405,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$60,353$0
Funding fee$1,723$1,723$0
Note rate3.220%3.220%7.400%
Blended rate3.220%4.081%7.640%
1st payment$1,656.20$1,656.20$2,804.14
2nd payment$0.00$452.65$0.00
Taxes / mo$146.17$146.17$146.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$50.00$50.00$50.00
Total monthly$2,002.37$2,455.02$3,231.30
Cash to close$105,353$45,000$45,000