Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$377,052$377,052$396,000
Remaining term (yrs)26.326.330.0
Secondary amount$0$40,948$0
Funding fee$1,885$1,885$0
Note rate6.270%6.270%7.400%
Blended rate6.270%6.819%7.640%
1st payment$2,437.22$2,437.22$2,741.82
2nd payment$0.00$405.22$0.00
Taxes / mo$130.67$130.67$130.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,717.89$3,123.11$3,101.69
Cash to close$62,948$22,000$44,000