Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$62,980	$62,980	$719,100
Remaining term (yrs)	36.5	36.5	30.0
Secondary amount	$0	$656,120	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.689%	7.640%
1st payment	$376.06	$376.06	$4,978.90
2nd payment	$0.00	$4,237.44	$0.00
Taxes / mo	$497.17	$497.17	$497.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$29.44	$29.44	$143.82
HOA / mo	$360.00	$360.00	$360.00
Total monthly	$1,479.33	$5,716.77	$6,196.56
Cash to close	$736,020	$79,900	$79,900