Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$256,136	$256,136	$490,500
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$234,364	$0
Funding fee	$0	$0	$0
Note rate	3.610%	3.610%	7.400%
Blended rate	4.460%	6.032%	7.640%
1st payment	$1,361.02	$1,361.02	$3,396.12
2nd payment	$0.00	$1,513.60	$0.00
Taxes / mo	$243.17	$243.17	$243.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$211.78	$211.78	$98.10
HOA / mo	$110.00	$110.00	$110.00
Total monthly	$2,092.63	$3,606.23	$4,014.06
Cash to close	$288,864	$54,500	$54,500