Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$514,944$514,944$530,100
Remaining term (yrs)29.129.130.0
Secondary amount$0$44,606$0
Funding fee$2,575$2,575$0
Note rate6.220%6.220%7.400%
Blended rate6.220%6.671%7.640%
1st payment$3,188.52$3,188.52$3,670.31
2nd payment$0.00$441.41$0.00
Taxes / mo$236.33$236.33$236.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$106.02
HOA / mo$100.00$100.00$100.00
Total monthly$3,691.52$4,132.93$4,279.33
Cash to close$74,056$29,450$58,900