Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$354,943$354,943$611,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$256,967$0
Funding fee$1,775$1,775$0
Note rate3.160%3.160%7.400%
Blended rate3.160%5.088%7.640%
1st payment$1,759.84$1,759.84$4,236.74
2nd payment$0.00$1,659.58$0.00
Taxes / mo$207.83$207.83$207.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$122.38
HOA / mo$68.00$68.00$68.00
Total monthly$2,202.34$3,861.92$4,801.62
Cash to close$324,957$67,990$67,990