Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,925$372,925$396,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$45,075$0
Funding fee$1,865$1,865$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.850%7.640%
1st payment$1,741.30$1,741.30$2,741.82
2nd payment$0.00$446.05$0.00
Taxes / mo$161.25$161.25$161.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$16.67$16.67$16.67
Total monthly$2,069.22$2,515.28$3,148.94
Cash to close$67,075$22,000$44,000