Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$147,123$147,123$333,000
Remaining term (yrs)22.922.930.0
Secondary amount$0$185,877$0
Funding fee$0$0$0
Note rate3.750%3.750%7.400%
Blended rate4.600%6.498%7.640%
1st payment$796.36$796.36$2,305.62
2nd payment$0.00$1,239.18$0.00
Taxes / mo$117.83$117.83$117.83
Insurance / mo$150.00$150.00$150.00
MI / mo$121.80$121.80$66.60
HOA / mo$60.00$60.00$60.00
Total monthly$1,246.00$2,485.18$2,700.06
Cash to close$222,877$37,000$37,000