Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$367,498	$367,498	$404,550
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$37,052	$0
Funding fee	$1,837	$1,837	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	3.450%	3.958%	7.640%
1st payment	$1,807.35	$1,807.35	$2,801.02
2nd payment	$0.00	$277.89	$0.00
Taxes / mo	$163.08	$163.08	$163.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.91
HOA / mo	$25.67	$25.67	$25.67
Total monthly	$2,146.10	$2,423.99	$3,220.69
Cash to close	$82,002	$44,950	$44,950