Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$222,165	$222,165	$269,999
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$47,834	$0
Funding fee	$1,111	$1,111	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	6.810%	7.198%	7.640%
1st payment	$1,514.01	$1,514.01	$1,869.42
2nd payment	$0.00	$358.76	$0.00
Taxes / mo	$92.33	$92.33	$92.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.00
HOA / mo	$270.00	$270.00	$270.00
Total monthly	$2,026.35	$2,385.10	$2,435.75
Cash to close	$77,834	$30,000	$30,000