Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$154,043	$154,043	$418,410
Remaining term (yrs)	9.3	9.3	30.0
Secondary amount	$0	$264,367	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	7.180%	7.540%	7.640%
1st payment	$1,813.11	$1,813.11	$2,896.99
2nd payment	$0.00	$1,707.37	$0.00
Taxes / mo	$176.17	$176.17	$176.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$206.83	$206.83	$83.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,362.78	$4,070.15	$3,323.50
Cash to close	$310,857	$46,490	$46,490