Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$306,866	$306,866	$386,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$80,044	$0
Funding fee	$1,534	$1,534	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	2.970%	4.217%	7.640%
1st payment	$1,460.30	$1,460.30	$2,678.89
2nd payment	$0.00	$600.33	$0.00
Taxes / mo	$337.25	$337.25	$337.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.38
HOA / mo	$78.00	$78.00	$78.00
Total monthly	$2,025.55	$2,625.88	$3,321.52
Cash to close	$123,034	$42,990	$42,990